Free Loan & EMI Calculator — Calculate Monthly Payments Online
Calculate your monthly loan payments (EMI), total interest payable, and full amortization schedule with our free Loan & EMI Calculator. Enter the loan amount, annual interest rate, and loan tenure in months or years. Get an instant breakdown of each monthly payment split between principal and interest, plus the total cost of the loan over its full term. Perfect for evaluating home loans, car loans, personal loans, and business financing.
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$
$1K$1M
%
0.1%30%
yrs
1 yr30 yrs
Monthly EMI
$205.17
60 payments · 5 years
$10.0K
Principal
$2.3K
Interest
$12.3K
Total Payable
Principal 81%Interest 19%
Breakdown
Monthly EMI$205.17
Yearly Payment$2,461.98
Total Interest$2,309.92
Total Payable$12,309.92
Interest Ratio19% of total
How to use the Loan / EMI Calculator
- Open the tool — Visit this page in any browser. No account, download, or installation required. Works on desktop, tablet, and mobile.
- Enter your content — Calculate your monthly loan payments (EMI), total interest payable, and full amortization schedule with our free Loan & EMI Calculator.
- Get your result instantly — All processing happens in your browser. Copy, download, or share your result immediately. Your data never leaves your device.